You need the loan for years, but investors don't want to tie up their money for years.

这笔款你需要贷若干年,可是投资者不希望他们的钱被占用好几年

耶鲁公开课 - 金融市场课程节选

and literally beg you for whatever they want like, if it's money, something to drink, food.

求你给他们一些东西，钱、喝的、食物，什么都可以。

流浪者们很奇怪 - SpeakingMax英语口语达人

If you're borrowing money for a business, you might want to open a store and you'd want to stock your merchandise and your business won't prosper for a couple years.

如果你是为了经营活动贷款,比如要开一家商铺,或者是要进货,或者你的生意在最初几年都要贴钱

耶鲁公开课 - 金融市场课程节选

If you set up a company, you don't want to pay a dividend for a while because you need the money and you're reinvesting it in the company and people will understand.

如果开办一家公司的话,短期内你不会想发放股利,因为你需要将收益用来投资,人们会理解这一点

耶鲁公开课 - 金融市场课程节选