Now, whoever guessed it was a pop tart was correct, that's what it happened to be so you get extra credit for that.
那些猜是果酱馅饼的人猜对了,就是这种食品,猜对的人可以获得额外加分
It's like trying to be rich by using your credit card.
这像是试着用信用卡致富。
A "Subprime borrower" Is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage-- they might default.
次级借款人"指的是,那些信用记录较差的借款人,或在其他方面显示,他们很可能无力偿还贷款,也就是说他们很可能违约
They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.
通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录
If there were no credit markets, everyone would have to be on the production possibility frontier; there would be no other choice.
如果没有信贷市场,每个人的收入水平都会落在PPF曲线上,别无选择
But if we have credit markets, then people can individually choose to be off the production possibility frontier and at a higher level of consumption than otherwise would.
但如果存在信贷市场,那么个人可以选择超越,PPF曲线的范围,达到比没有信贷市场时更高的消费水平
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