Moreover, beyond that, how does one know, in taking out an insurance policy, that the insurance company is going to be sound?

除此之外，在人们购买保险时，该如何得知保险公司，会严格按照保单言而守信呢？

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It's not just taking what's given by the insurance company.

而不局限于保险公司的既定投资计划

耶鲁公开课 - 金融市场课程节选

Of course it's lowering your share of the company, but offsetting this is that the company is taking in money from the person who bought the shares and so it doesn't dilute you.

当然这会降低你对公司的控股,但补偿是公司增大了股本,因为人们购买股份,不会摊薄你的那份

耶鲁公开课 - 金融市场课程节选