Now incidentally, often bank loans to corporations are short-term, technically, so the bank is both lending short and borrowing short.

顺便说一下,技术上讲,银行借给公司的都是短期贷款,银行同时进行短期借贷业务

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For example, Microsoft has avoided borrowing any money and they don't believe in debt, so they are not leveraged.

比如微软从不借款,他们不愿负债,所以没有杠杆性

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You might have brought in investments or something by borrowing money, so the investment--the combined investment and liability could be very volatile.

你可能通过贷款,进行投资或运行某种项目,因而投资...这种兼有投资,和负债性质的项目,风险极高

耶鲁公开课 - 金融市场课程节选

If it's an 80% mortgage, you would be borrowing $160,000, so you'd have a $160,000 here and you know what this is.

如果按揭80%就需要借16万美元,因此这里等于16万美元

耶鲁公开课 - 金融市场课程节选