What we've seen is a testing of the system -that we have regulatory requirements, that banks have enough capital -but this regulation is challenging because it's being stressed right now.

我们列举的这些案例都是对银行体系的考验,我们需要加强监管,以确保银行有充足的资本,但监管确实是一项艰巨的任务,因为现在面对的压力更大了

耶鲁公开课 - 金融市场课程节选

What they're really doing is just we're facing this seize up of our financial system so we have banks that we've just seen the failure of Bear Stearns which is actually a broker-dealer.

他们真正在做的只是,我们正处于金融体系失灵的阶段,所以我们有这种银行,我们刚刚目睹了经纪自营商,贝尔斯登的失败。

耶鲁公开课 - 金融市场课程节选