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.. That person-- I should have maybe included that in the diagram-- that person could get 5% return with no risk.
那种人-,我也许该把种情况也包含到图里的-,他能够获得5%的无风险收益。
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The risk for that is you basically start to compete with every single one of your customers.
这样做的风险是,原来的客户都成了竞争对手。
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But, because of the logic of risk management we have to make a deal with them; so, it becomes more formal and impersonal.
但是，基于风险管理的逻辑,我们必须和他们达成协议;,使分摊正规化而不受主观情绪的影响。
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I just say that in passing to call your attention to it as a risk that's involved in our engagement with a hermeneutic project of the nature of Gadamer's.
我这样说只是为了提醒你们,研究有伽达默尔的诠释学理论时,可能有这样的风险。
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Ask yourself, what sorts of activities would you engage in ? if you knew that those activities carried with them the risk of dying?
问问你自己，你会参与什么样的活动,如果你知道这些活动带有死亡的风险？
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But you're in, sort of, a high-stress situation often with some sort of risk.
但从某种意义上说，你处于高压状态，有一定风险。
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He's asking us to imagine God, or perhaps this is God's creative spirit, as some sort of feminine being laying the universal egg and brooding over it until it bursts forth with new life. This is a risk.
他想让我们把上帝，或者说上帝的创造精神，想象成一个产下宇宙之卵并孵伏其上,直到新生命破壳而出的女性形象，这很冒险。
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So when you put together the race risk that was highest if-- you may remember in the Mexican-Americans, and with the gender risk, higher rates in women, you'd expect the rates to be especially high in Mexican-American women, and in fact, that's what you find.
将有最高患病风险的种族,记得是墨西哥裔美国人,结合患病风险较高的女性,我们会预想墨西哥裔女性,患病的风险会特别高,而事实上这也是研究得到的结果
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Portfolio management pools risks in a different way: by assembling a diversified portfolio or a portfolio that's negatively correlated with a risk that someone has.
而投资组合管理采用了不同的方式,多元化的资产配置,或者风险负相关性的,投资组合
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Risk pooling means they put a lot of people with independent or low-correlated risk into a pool and reduce the risk for the whole pool.
风险汇聚即,将独立或相关性小的风险汇聚起来,以降低整体风险
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So, the insurance company with one hundred policies would have still substantial risk.
所以签了100份保单的保险公司,仍然面临一定的风险
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They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.
保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费
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Let me start with the long-term risk theme.
我先从长期风险开始。
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The problem is that if you want to do risk-sharing, you're not, ideally, sharing with someone who's just like you living in Israel, working in a certain agricultural industry-- because there are lots of risks that you've already shared.
如果你真的想要达到风险分摊的效果，理论上说，就不应该只和与你的同伴,比如同住在以色列，一样从事农业的人来分摊-,因为你们承担的许多风险是正相关的。
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There's also a problem with risk-sharing at that level.
还有另一个风险分摊程度的问题。
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You just say that arbitrarily this group, the reference group, let's say the group with the lowest weights, or the lowest cholesterol or anything, you say their risk is one, and then you look to see how everybody else's risk is compared to that.
可以随意地设定一个群组,作为参照组,我们可以假设是体重最低的一组,或者胆固醇水平最低的一组或者其他,将参照组的风险设为1,然后就可以比较参照组与其他组的风险
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