I don't expect you to learn that, or even retain it unless I explain the concepts in class, or unless they're explained quite well in the paper itself.

我不要求你们掌握这个,更别提记忆了,除非我在课上做了讲解,或者它们在文章中解释的非常透彻了

耶鲁公开课 - 关于食物的心理学、生物学和政治学课程节选

And 95% of income must be paid out--they can't retain earnings.

5%的收入必须分配掉,不得留存

耶鲁公开课 - 金融市场课程节选