we have consumers under pressure because of their overextension of credit and they're having overpaid for houses over the last handful of years.

一些承受压力的消费者,因为过度贷款,他们不得不在过去的几年时间里,在买房子的时候花费了更多的钱。

耶鲁公开课 - 金融市场课程节选