• So, when the mortgage ends, you're just clear and free; you don't have to pay anything--nothing comes at the end.

    因此,抵押贷款正好在到期时全部还清,贷款期末你不再偿还任何金额

    耶鲁公开课 - 金融市场课程节选

  • We are still paying, you know, our monthly mortgage on it.

    我们每个月还在还房贷。

    金融危机 - SpeakingMax英语口语达人

  • What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.

    这个等式说明了,剩余偿还额的现值,就等于抵押贷款的余额

    耶鲁公开课 - 金融市场课程节选

  • The other is I take a mortgage, I buy a house, I pay it off, I go into a heavy indebtedness but with a good rational reason and it all works out in the end.

    另一种情况是,我分期贷款买了一套房子,我还清了贷款,却债台高筑,这样,于情于理都能说通,而且,最终无事一身轻。

    斯坦福公开课 - 经济学课程节选

  • Suppose you are moving after five years, you took out a thirty-year mortgage and you're moving after five years.

    假设你已经偿还了五年贷款,你的贷款总期限是30年,你已经还了五年

    耶鲁公开课 - 金融市场课程节选

  • Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.

    这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率

    耶鲁公开课 - 金融市场课程节选

  • There have been many changes in our mortgage institutions that might be part of the reason for the boom in home prices.

    我们的抵押机构,已经发生了许多变化,这些变化可能是,房价高涨的部分原因

    耶鲁公开课 - 金融市场课程节选

  • If it's an 80% mortgage, you would be borrowing $160,000, so you'd have a $160,000 here and you know what this is.

    如果按揭80%就需要借16万美元,因此这里等于16万美元

    耶鲁公开课 - 金融市场课程节选

  • Now today, the standard mortgage, which you would probably get when you buy your first house, is not fifteen or twenty--it's thirty years.

    今天,标准的抵押贷款,当你买第一套房子时你或许就能得到,期限不是15或者20年,而是30年

    耶鲁公开课 - 金融市场课程节选

  • When you mortgage a property that means that you offer the property as collateral for a loan.

    当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款

    耶鲁公开课 - 金融市场课程节选

  • We have to--what we've seen recently-- we had more government intervention back then in the mortgage industry.

    我们最近看到了,我们不得不让政府,更多地来干预抵押贷款行业

    耶鲁公开课 - 金融市场课程节选

  • People on Wall Street found that difficult to say -Federal National Mortgage Corporation- so they nicknamed it Fannie Mae; it sounds like a woman's name.

    华尔街的人觉得这名字很拗口,联邦,国民,抵押,贷款,协会,所以给它起了个昵称,房利美,这听起来像个女性名字

    耶鲁公开课 - 金融市场课程节选

  • Whereas, at the beginning, the mortgage balance is dropping only very slowly because you've got a lot of interest to pay and your mortgage payment is constant.

    而在贷款初期,贷款余款减少的则非常缓慢,这是因为还款额是固定的,同时你还要偿付大量的利息

    耶鲁公开课 - 金融市场课程节选

  • So, that's a funny property of conventional mortgages -that the mortgage balance declines very slowly at first and then it falls rapidly when it comes to maturity.

    这是普通贷款很有意思的特性,即贷款余额在起初减少的非常缓慢,但随着到期日的临近,便会加速递减

    耶鲁公开课 - 金融市场课程节选

  • A peculiar property of this is that the mortgage balance falls slowly at first and then it gradually picks up; it's just a property of this formula.

    其中一个特别的性质是,刚开始抵押贷款余额降得很慢,渐渐的,越降越快,这就是这个公式的性质

    耶鲁公开课 - 金融市场课程节选

  • The maturity of a mortgage is the date when it's paid off.

    其中抵押贷款期限是指清偿贷款的日期

    耶鲁公开课 - 金融市场课程节选

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