With those warnings, let me tell you sort of what I think most people think about this.
这些是你们要注意的,我来说说当今社会上的主流观点
Because I am very, very proud to be a Texan. As I think you'll find with most people from Texas.
因为我为自己是德克萨斯人而感到无比骄傲。我想你会发现许多德克萨斯人有同样的感受。
I guess most people think thirty years is long enough, but that's the way mortgages go ever since.
我猜大多数人都认为30年足够长了,这是抵押贷款的演变过程
Most of the people, and I think it's reasonable to guess that a very high majority of the people would be living on farms, engaged in farming, feeding themselves,and the rest of the community.
大部分人,我想有理由这样猜测,绝大多数人都在农场居住,在农场从事农业劳动,从而保证他们自己和整个社区的生存
I think most people who have served in the White House would agree with that characterization and try to run their lives that way.
我想很多在白宫,工作过的人都会同意这种描述,而且会尽力,以这样的方式经营自己的生活。
I think, well, most of my friends online who I interact with online are people who I know through real life, I guess.
我想,我在网上联系的大多数人都是我在现实生活了解的人,
and... but it's really fun. I think most of the people are very good, nice people.
但同时也非常有趣。我觉得这里大多数人都是很不错的。
And then I think it looks like most people understood that four was not a possibility.
然后我认为,大多数人是理解第4个选项,是不可能。
I think for most normal people who just walk down the streets, I think,
我想对于只是走在街上的大部分普通人来说,
I think most people are quite serious about their studies.
我想绝大多数人都非常重视他们的学业。
I think most of people end up in companies.
我想很多人最后都在公司上班了。
For most people, that's a difficult concept and-- I think I may have mentioned some of this before, but let me give this history.
这个概念对大多数人来说有些难,我记得我之前提及过其中一些,但还是让我来讲述一下它的历史
He's come to the conclusion that over 90% of the variability of returns in institutional portfolios is attributable to asset allocation and that's the number that I think most people hear cited when they are looking at Roger Ibbotson's work.
他得出结论,机构投资中,超过90%的回报率变动,要归因于资产配置,我想这是罗格·伊博森的文章里面,被人引用得最多的结论
But what I should also report to you is that I think there is a widespread consensus among most people that study the subject.
我之所以给你们整理出来是因为,对于这方面的研究有一个比较统一的观点
So I think I can safely say that most people had the right idea and were counting quickly, 3 though I have a feeling that some people who wrote 13 might have forgotten about those 4 f, the 4 f electrons.
我认为我可以放心地说,大部分人的想法都是对的,数得也很快,只是我感觉不少选,13,的人都是因为3,忘了,4,f,4,f,电子。
As a matter of fact, it's so widely believed that asset allocation is the most important tool that I think some people have come to the conclusion that it's some sort of law of finance that asset allocation is the most important tool.
事实上,我们普遍相信,资产配置是最重要的工具,以至有人得出结论,资产配置是最重要的工具,已经算是一条金融学定理了
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