What this means in the insurance context is that if you offer insurance policies you will tend to attract people who are higher risk.
保险中选择性偏差的意思是,如果你提供某个险种,吸引的是承受该险种风险较大的人群
There are also interesting breakdowns by gender, and so if we look at the males and the females on the left here, you see that the females have a higher risk of consequences if they have metabolic syndrome then the males do.
不同性别患代谢综合征的情况也有差异,左边两个柱子分别代表男性和女性,可以看出患代谢综合征的女性的患病风险,比男性患者要高
And so it's usually the case that you can get a higher return if you're willing to take more risk.
同样很常见的例子是,所以如果你愿意冒高风险,你可能就会有高回报。
In fact, different people might make different choices about how much risk they're willing to bear to get a higher expected return.
事实上,为了获得高的预期收益率,人们愿意承受的风险,也会不同。
Other people might say, well you know, I'm really an adventurer--I don't care too much about risk-- I want the much higher return.
其他的人可能会说,你知道的,我就是一个投机商我不怎么在乎风险-,我只想要更高的收益。
So when you put together the race risk that was highest if-- you may remember in the Mexican-Americans, and with the gender risk, higher rates in women, you'd expect the rates to be especially high in Mexican-American women, and in fact, that's what you find.
将有最高患病风险的种族,记得是墨西哥裔美国人,结合患病风险较高的女性,我们会预想墨西哥裔女性,患病的风险会特别高,而事实上这也是研究得到的结果
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