In fact, they are in practice long-term because you have a relationship with your banker and you play golf with your banker and your banker understands that you have a business -he's your friend, let's hope.

实质上这些借贷款就是长期的,因为你与银行从业者有着千丝万缕的联系,你和他一起打高尔夫,而且他知道你在做生意...,他是你的朋友,希望如此

耶鲁公开课 - 金融市场课程节选