As you know, income inequality is getting worse, low-income wages are not going up, so that component of housing has been declining in real terms.

众所周之,收入的不平等愈演愈烈,低收入者的工资不会上涨,因此以实际值计算的这部分成本是下降的

耶鲁公开课 - 金融市场课程节选

Finally, getting it right to keep inflation low, keep that boom-bust cycle from coming back like it did, and you don't have to go, even go back so far period.

最终可以维持低通胀，打破繁荣与萧条的周期循环，这个已有先例，远的不说。

斯坦福公开课 - 经济学课程节选

The problem is then that these were sold to low-income people, in many cases, who didn't understand what they were getting and that after two years the interest rate would reset up.

问题是贷款在一开始是发放给低收入人群,很多情况下,那些人并不理解这种贷款,或者说他们不知道利率在两年后会重设

耶鲁公开课 - 金融市场课程节选