There have been many changes in our mortgage institutions that might be part of the reason for the boom in home prices.

我们的抵押机构,已经发生了许多变化,这些变化可能是,房价高涨的部分原因

耶鲁公开课 - 金融市场课程节选

The second part of the question dealt with the changes in our exposure to foreign assets and that's an area that we've been very interested in.

第二个问题是关于,我们在国外资产投资上的变化,这一直是我们很感兴趣的领域

耶鲁公开课 - 金融市场课程节选

The value of money changes through time because of inflation or deflation; yet, most of our debts are written in money terms.

货币的价值因时而异,那是因为存在通货膨胀和通货紧缩;,但是，我们大多数负债都以货币方式记录。

耶鲁公开课 - 金融市场课程节选