It didn't-- if you needed more time to get some business done you'd have to borrow, but you'd only have to pay 1% a year.

如果你需要更多时间来完成业务,你需要借款,而只需付1%的年利息

耶鲁公开课 - 金融市场课程节选

It's very expensive when you take into account not only the direct costs, but also the costs that you pay advisors to help you make these decisions.

非常昂贵,不仅需要考虑直接成本,还要考虑,支付给帮你做决策的顾问们的费用

耶鲁公开课 - 金融市场课程节选