The poor should be working. But you can assist them with loans, according to Deuteronomy. And these should be generous.

根据《申命记》所说，穷人应该工作，但你可以，通过借贷资助他们，这应该也是慷慨的行为。

耶鲁公开课 - 旧约导论课程节选

They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.

通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录

耶鲁公开课 - 金融市场课程节选