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It's talked about that there should be a federal government regulation of insurance but it's actually state regulators.
也有人认为应该建立国家层面的,保险业监管机构,但现在的情况仍是各州分开监管
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And then there's also quite a number of people who want to work in the federal government,
还有不少想到联邦政府工作，
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In the United States we have twelve Federal Reserve Banks but we have a Federal Open Market Committee.
在美国,我们有十二个联邦储备银行,但是我们有一个联邦公开市场委员会。
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When a community seeks federal funds for separate programs like After-school Programs, Sports Programs, homely shelters, those federal funds should be used in accordance with Constitutional principles and federal law.
当一个团体寻求为其各个项目获得联邦基金时,比如课后项目，体育项目，家庭庇护所，那些联邦基金的使用应该符合,宪法的原则和联邦法律。
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Sure. So the federal government has not taken a lot of action right now.
当然有。联邦政府现在采取的措施并不多。
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Or, if you think of Berlin, you think of Germany, a unified Germany or in the Federal Republic before German unification, Berlin was terribly important.
或者,想想柏林,想想德国的情况,无论在统一的德国还是统一前的联邦德国,柏林都是一个十分重要的城市
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You take total household debt and total federal debt and combine them, and you got a kind of national indebtedness 168% that's about 168 percent of GDP.
将美国所有家庭债务总额,加上联邦政府债务总额，得出整个美国的债务状况,整个债务量竟是GDP的。
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The Federal Funds Rate is a rate that is targeted by the Fed and it's their principle target.
联邦资金利率是,一个被联邦瞄准的比率,并且是他们主要的目标。
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The discount rate was a policy variable set by the Fed and it was typically fifty basis points below the Federal Funds Rate.
贴现率是一个联邦可改变的政策,并且它比联邦资金利率通常,低五十个基本点。
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Right now, we have a Federal Funds Rate of about 3% and an inflation rate of around 3%, so right now the real interest rate is close to 0.
如今,联储局利率是3%左右,通胀率也在3%徘徊,现在的实际利率接近于0
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I'm also part of a variety of social service organizations which seek federal funding to carry out their programs.
我还参与了各类社会服务组织,它们寻求获得联邦资金以施行其计划。
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So banks that become a member of the Federal Reserve System get shares and they become stockholders in the Federal Reserve Bank.
所以，联邦储备银行的会员银行,得到股份并且在联邦储备银行成为股东,它们分得股利。
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In the United States we did not have a central bank until 1913 when we created the Federal Reserve System.
在美国，我们直到1913年,创立了联邦储备银行制度。
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The Federal Reserve System was a gold standard institution like the Bank of England.
当时的联邦储备系统是一个,像英格兰银行一样的金本位制度的机构。
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That's a very dispersed system but it still works because member banks keep deposits at the Federal Reserve Banks and they're required to keep these deposits.
这是一个非常分散的系统,但是它还是能起到很好的作用因为会员银行,在联邦储备银行里付保证金,并且它们被要求付这些保证金。
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One thing that's been a trend around the world is that the I mentioned that the U.S. Federal Reserve System was different from other central banks in that it was designed to have independence.
一个在世界范围内,流行的事实是,我提到过美国联邦储备系统,与其他中央银行不同,因为它有独立自主性。
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