The moral hazard crept in because they said, hey we can borrow at a high rate.
业内悄然出现道德危机,因为他们说,我们可以提高存款利率
The other but more commonly used monetary policy is to change the rate is to effectively alter the rate of interest on deposits.
另一种形式,更广泛地被运用着,是货币政策是用来改变比率,有效地调整存款的利率水平。
That's Depository Institution's Deregulation and Monetary Control Act; what that did was, it eliminated ceilings on interest rates --on deposits, it allowed banks to pay high interest rates.
存款机构放松管制和货币控制法案,所做的就是,取消了存款利率的上限,准许银行支付高额利率
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