You go to a bank and say, I want to borrow to refinance my mortgage, which is due now.

你去跟银行讲,由于现在的处境,我想再申请已到期的抵押贷款

耶鲁公开课 - 金融市场课程节选

And then, uh, I went back to school and applied here.

然后我再回来上学，申请了这里的学校。

去学校聚会的路上 - SpeakingMax英语口语达人