So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.

因此他们...也就是说,他们不放心让保险公司按照二项式定理,自己计算准备金要求

耶鲁公开课 - 金融市场课程节选

The New York state regulators have been trying to get companies to subscribe more capital to the monoline insurance companies to bolster their capital so that they have more money to pay out; that will prevent any more lowering of their ratings.

纽约州的监管者试图请一些公司,向单线保险公司支援更多资金,以便他们能应付保险赔付要求,那样可以阻止进一步的降级

耶鲁公开课 - 金融市场课程节选

They trust to the fact that the depositors won't all come on the same day, just like a goldsmith banker -he leaves only enough gold in the safe to cover the kind of withdrawals that are normally accepted.

他们是基于这样一种考量,即储户们不会在同一天上门来取钱,正如金匠银行家那样,他留存在保险箱中的黄金数量,刚好可以应付一般的提款要求

耶鲁公开课 - 金融市场课程节选