I think it's because of a psychological aversion that people have to thinking about insurance; it's just unpleasant.

我觉得这是由一种心理上的厌恶所导致的,因为人们需要去琢磨保险,这是一件令人不快的事情

耶鲁公开课 - 金融市场课程节选

You can see how things are feeding through the system: it starts out in one thing, it goes to the insurance companies, and then it goes to the municipal governments.

你能看到事件是如何在系统里相互影响的,它开始于一件事,它涉及到了保险公司,然后又传递到地方政府

耶鲁公开课 - 金融市场课程节选

there are some milestones in insurance that I want to mention.

还有一件重要的Another important–- 我想讲讲保险业发展过程中的里程碑式事件

耶鲁公开课 - 金融市场课程节选