I'm not clear that that kind of knowledge gives a whole lot of value to your life.

我不是很确定,这种知识会给你的生活带来多少价值。

耶鲁公开课 - 死亡课程节选

With non-participating--with participating, you are participating in the portfolio outcome that the insurance company is experiencing, so you have some uncertainty about your cash value.

所谓参与式分红保险,是指你的收益来自某个投资组合收益,而这个投资组合是由保险公司来管理的,所以保单的现金价值是不确定的

耶鲁公开课 - 金融市场课程节选