Literacy is sort of skill of, it's, a pool of technology skill.

文化素养是一种技能，是一项科技技能。

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But, the real technology is-- the technology that works to eliminate risks is to spread them out, to pool them, to share them among many different people.

但是真正的技术-,能够降低风险,通过风险汇聚，将风险分散，让很多人共同承担。

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