The general structure that we're looking at can be summarized as this, if this helps paint a nice mental picture.
我们一般看到的这个结构可以这样概括,如果这个帮助我们描绘出一个漂亮的记忆画面。
It recognizes that the risks that a bank faces are very complex and that they are not summarized by just the classes of borrowers that were defined in Basel I.
它指出一个银行所面对的风险是非常复杂的,第一次巴塞尔协议定义的借款人风险等级,无法概括全部的风险
Finally, for the last lecture for this semester, I want to pull this together and talk about one of the themes that is summarized in terms of a theme of this course: the democratization of finance.
这学期的最后一节课,我想把这些内容融合在一起,讲讲我们这门课程,总的一个主题,那就是金融民主化
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