Capital is the money that they have to pay out should there be a -its assets that they can quickly liquefy and pay out should there be a run on the bank.

资本金就是他们可以,用作偿付的现金,当...,这是当出现挤兑时,银行可以迅速,变现并且用作支付款项的资产

耶鲁公开课 - 金融市场课程节选

A lot of these people in the Mexican banks thought, well surely there will be a bailout if something bad happens; the government will pay for it, so let's run with it.

这使大批墨西哥银行家认为,如果出现危机,政府必定会出资援助,所以我们放心干吧 政府会买单的

耶鲁公开课 - 金融市场课程节选