• The only thing they have to pay on that is a regular interest charge to the IMF as a fee for the conversion of the currency,"

    VOA: standard.2009.04.20

  • It's the most simple-- or often called a bill-- a discount bond does not pay interest; it's sold at a discount.

    它是最简单的,经常被称为国库券,它是一种贴现债券,且不付息,并以折扣价发行

    耶鲁公开课 - 金融市场课程节选

  • Now, these are different from bills, as I emphasized, because they pay interest.

    他们不同于短期国库券之处,是要支付利息

    耶鲁公开课 - 金融市场课程节选

  • In that case, the bank can pay interest to depositors.

    这样,银行就可以向存款人支付利息了

    耶鲁公开课 - 金融市场课程节选

  • they either pay you interest or they have to reorganize and they pay you principle or they have to reorganize.

    不管他们是主动支付你利息还是不得不兑现,同时不管他们是优先向你支付还是他们不得不兑现。

    耶鲁公开课 - 金融市场课程节选

  • You would probably not even think to say, pay me 3% interest plus the rate of inflation over the next year.

    你甚至可能根本不会想到说,支付3%的利息外加来年的通货膨胀率。

    耶鲁公开课 - 金融市场课程节选

  • So we have--U.S. Government issues bills and that's less than or equal to one year and they pay no interest.

    美国政府发行的短期国库券,期限通常小于或等于一年,且不付息

    耶鲁公开课 - 金融市场课程节选

  • People can't pay --they can't pay a high interest if they don't have it as a long-term loan.

    如果银行不发放长期贷款,他们就不能够支付高额利息

    耶鲁公开课 - 金融市场课程节选

  • Effectively, you get interest from this because it's sold at a discount, so the price that you pay is equal to one hundred minus the discount.

    实际上,你仍然从中获得利息,因为债券是打折出售的,所以买入价,等于一百减去折扣

    耶鲁公开课 - 金融市场课程节选

  • Whereas, at the beginning, the mortgage balance is dropping only very slowly because you've got a lot of interest to pay and your mortgage payment is constant.

    而在贷款初期,贷款余款减少的则非常缓慢,这是因为还款额是固定的,同时你还要偿付大量的利息

    耶鲁公开课 - 金融市场课程节选

  • That's Depository Institution's Deregulation and Monetary Control Act; what that did was, it eliminated ceilings on interest rates --on deposits, it allowed banks to pay high interest rates.

    存款机构放松管制和货币控制法案,所做的就是,取消了存款利率的上限,准许银行支付高额利率

    耶鲁公开课 - 金融市场课程节选

  • It pays interest on the deposit and it collects interest on the loans and it charges a higher interest on the loan than they pay on the deposit.

    银行付给存款人利息,同时收取贷款利息,贷款的利息较高,支付给存款人的利息较低

    耶鲁公开课 - 金融市场课程节选

  • They should have been watching, under Reagan, because if you let them pay high interest rates you better watch out that they don't make risky loans if you're insuring them.

    在里根的执政下,他们本应该进行监管,因为如果你准许机构支付高利率,且对他们进行保险,你最好进行监管,防止他们发放高危贷款

    耶鲁公开课 - 金融市场课程节选

  • The first wave was in the 1960s and, at that time, Congress had limits-- state governments had limits on the interest that savings banks could pay people on their accounts.

    在20世纪60年代,那时候国会限制了...,各州政府给储蓄银行,设定了账户利率的支付上限

    耶鲁公开课 - 金融市场课程节选

  • if your friend asked to borrow $100 from you, ... you would probably not say-- you might actually put interest on this person, so you could say, alright, I'll do it with 5% interest, pay me back in a year.

    你的朋友向你借100美元,你可能不会说-,你可能会对他收取利息,因此你没准会说,好吧,我要收5%的利息,一年之后连本带利还我。

    耶鲁公开课 - 金融市场课程节选

  • Then later on,whenever you want, you can take your money out Meanwhile, they invest the deposits some way or another at a higher interest rate than they pay on the deposits and they make the difference and that's how they make a profit.

    然后你什么时候需要你就可以把钱取出来,同时储蓄机构以比给你的利息,更高的利息储蓄,或者投资,这就出现了差价,这就是储蓄机构盈利的方法。

    耶鲁公开课 - 金融市场课程节选

  • It used to be that the government didn't let banks pay more than a certain amount on their deposits and that helped protect banks because then they didn't have to compete to pay high interest rates -then be incentivized to make risky loans to try to make money with those high interest rates.

    在这之前,政府不允许银行对存款,支付超过一定数量的利息,那样做是为了保护银行,因此他们不必争相,去支付高额利率...,因为在高利率支付下银行会倾向于,发放高危贷款以获取利润

    耶鲁公开课 - 金融市场课程节选

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