Most contentious was the proposal for a government-run insurance option, also known as a public option, to give Americans a choice over private insurance companies.

VOA: standard.2009.11.08

That is, the insurance policy doesn't just insure you against death, it also builds value over the years.

也就是说,保单不仅仅,补偿死亡带来的损失,它们还会逐年增值

耶鲁公开课 - 金融市场课程节选

It's a whole life policy that gives the policyholder flexibility over the insurance premiums.

作为终身寿险的一种,它为投保人的保费提供了灵活性

耶鲁公开课 - 金融市场课程节选

As the president was preparing to make his remarks at the White House, outrage was building over word a major American insurance company,AIG, was going ahead with millions of dollars in bonus payments to its executives.

VOA: standard.2009.03.16

Both of these were ideas that were copied all over the world-- that's the way inventions are-- so a lot of insurance policies today have cash values.

以上两个点子后来在全世界被广泛使用,这就是创新,所以现在的很多保单都是有现金价值的

耶鲁公开课 - 金融市场课程节选

Estimated at more than $1 trillion over 10 years, the measure would require most employers to offer health insurance to employees, and prohibit insurance companies from denying coverage based on existing medical problems or impose limits on coverage.

VOA: standard.2009.11.08

She tried to study it and tried to figure out how it was that life insurance became more and more important over that century One of her conclusions was that life insurance seemed to be opposed quite a bit by women, nineteenth century women.

她试着研究这一现象,并试图揭示,在当时寿险的重要性,是如何获得人们的认可的,她的一项研究结论表明,女性似乎对寿险非常抵触,我是指19世纪的女性

耶鲁公开课 - 金融市场课程节选

"And the way that we make up the difference for what those uninsured patients cost in terms of the cost of their care, is that we have to utilize the excess of revenues over expenses or the profits we generate from patients who have insurance."

VOA: standard.2010.02.25

This is something that's very important in the United States because, as I mentioned, insurance regulation is divided up over the fifty states and the problem that that creates is-- it's a nightmare for insurance companies because every different state has different laws.

在美国,这个协会是非常重要的,因为,就像我所提及的,保险监管被分散到了五十个州,这对任何一个保险公司而言,都是一个噩梦,因为各州法律各有不同

耶鲁公开课 - 金融市场课程节选