To get a credit card, they will need a parent or other adult over twenty-one to accept joint responsibility.

VOA: special.2009.05.28

Well, why not state chartered banks or why not credit unions or other things?

政府为什么不出租银行,为什么不出租信用社或者其他金融机构？

耶鲁公开课 - 金融市场课程节选

A "Subprime borrower" Is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage-- they might default.

次级借款人"指的是,那些信用记录较差的借款人,或在其他方面显示,他们很可能无力偿还贷款,也就是说他们很可能违约

耶鲁公开课 - 金融市场课程节选

The $41,00 price tag comes with a $7,500r tax credit, making it cost competitive with other electric or hybrid vehicles.

VOA: standard.2010.07.30