Nothing much can stop it. Americans still use the expression "to bulldoze" but mainly in political situations.

VOA: special.2009.02.15

I can buy insurance for myself this year and I can stop and if I--there's nothing gained-- or next year I would just have to pay it again.

这一年也许我会买这种保险,但是如果觉得划不来了,我可以停买,或者在下一年续买

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