It's different in other countries; in Europe, they've had universal banking, which allowed banks to offer insurance for a much longer time but in the U.S.

这与其他国家是不同的,在欧洲,那里有综合银行,它们提供保险服务已经有很长一段时日了,但是在美国

耶鲁公开课 - 金融市场课程节选

Not only is it inevitable that you're going to die; not only do some people live longer than others, you don't know how much more time you've got.

你会死去这不仅是不可避免;,不仅有些人活得比另一些人久，你也不知道自己还剩下多少时间。

耶鲁公开课 - 死亡课程节选