They would say, no way are we going to do that; our rule says we can't lend on a LTV of higher than 60%.

他们会说,我们不会这样做,我们规定贷款价值比不能超过60%

耶鲁公开课 - 金融市场课程节选

The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率,或者简称LTV

耶鲁公开课 - 金融市场课程节选