If you offer life insurance, you have life tables which give you probabilities of dying at various ages, but that's for the general population.

如果你提供人寿险,你会找张寿命表,告诉你各个年龄段的死亡率,但那是针对普通人群的

耶鲁公开课 - 金融市场课程节选

One was in the 1600s when people started constructing life tables.

例如在十七世纪时,人们开始制作寿命表

耶鲁公开课 - 金融市场课程节选

The real insurance industry, as I mentioned before, began in the 1600s with the invention of probability theory and with the invention of life tables for-- the invention of actuarial science; but, it grew slowly.

正如我刚才所提到的,真正的保险始于17世纪,这得益于概率论,寿命表以及,精算学的产生,但是,它的发展很缓慢

耶鲁公开课 - 金融市场课程节选

In the case of life insurance, they developed actuarial tables that require a collecting of statistics.

就人寿保险来说，还需要开发出精准的表格,这需要收集很多统计数据。

耶鲁公开课 - 金融市场课程节选