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Debbie Pickford of Allstate Insurance says teens are especially at risk from distracted driving -- and not just because they lack experience on the roads.
VOA: special.2010.07.01
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I get fire insurance on my house and so I behave badly: I deliberately burn the house down to collect on my insurance.
我为我的房子投了火险，于是我就：,我故意烧毁房屋,以便领走保险金。
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You need insurance on both parents because both parents are contributing to the success of the children.
之所以父母双方都要购买保险,是因为父母双方都对,孩子的成长起着重要的作用
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"When a farmer elects to join the insurance, we sell the product on wholesale so that the premium is reduced, so that he doesn'tt feel it, so that it cushions him and I've also sold the product."
VOA: special.2010.05.11
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On the other hand, what if insurance companies determined that people from Asia got into more accidents than people from Europe?
但是如果保险公司,判定亚洲裔,比欧洲裔更容易出车祸呢？
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And that causes a chain reaction, with fees rising for insured patients and insurance companies raising premiums on those they cover.
VOA: standard.2010.02.25
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The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.
有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付
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Senators return at seven o'clock Thursday morning to vote on the bill, which would provide about access to health insurance coverage.
VOA: standard.2009.12.24
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They would tell these women, you know, if you buy life insurance on your husband, then should anything happen your husband can love and protect you from beyond the grave.
他们会告诉这些女人,如果你为你的丈夫购买了寿险,那么万一有意外发生,你丈夫的在天之灵仍会保佑你渡过难关
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But they differ on one major point. Most Americans now pay for health care through private insurance.
VOA: standard.2009.12.27
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You would buy life insurance on both the husband and the wife -you might do different amounts; it's done by families with young children to protect them against the economic cost of the death of one of their parents.
夫妻双方都应该购买寿险,但两份保险的金额可以有所不同,这适用于有小孩子的家庭以弥补,因父亲或母亲去世而带来的经济损失
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It would also bar insurance companies from denying coverage based on pre-existing medical conditions, and would limit their ability to impose large rate increases.
VOA: standard.2010.03.19
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At these conferences, they decide on a recommended or uniform insurance regulation policy and it acts a little bit like a Congress.
在会议上,他们就统一监管政策或者建议达成决议,它的运作有点像国会
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Additionally, there are new restrictions on Iran's financial and insurance sectors and a cargo inspection regime intended to prevent Iran from smuggling in prohibited items.
VOA: standard.2010.06.09
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What he invented was an insurance policy that had a cash value and that's another-- it's a cash value on the insurance policy.
他创造了一种保单,这种保单具有现金价值,指带有储蓄性质的保单所具有的价值
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The insurance industry would come under new regulation under the bill, which would ban the practice of denying coverage on the basis of pre-existing medical conditions.
VOA: standard.2009.11.23
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So, these insurance companies have reserves on hand and they invest these reserves in something.
这些保险公司存有准备金,他们把这些准备金进行了投资
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After months of rigorous debate on health insurance reform, fought largely along political party lines, President Obama says a bipartisan solution is starting to take shape.
VOA: standard.2009.10.10
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Insurance relies on this theory of risk pooling but it has to make it work.
保险是基于风险汇聚理论的,并运用其有效降低风险
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LeMieux also complains the Democrats plan has new taxes on health insurance providers which he says would be passed on to consumers in the form of higher premiums.
VOA: standard.2009.10.10
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Then of course, there's the other problem that the insurance company-- how does the insurance company reasonably specify that it can come through on this policy?
之后，对保险公司来说,当然还存在其它问题-,保险公司怎样才能使一份保单上,载明的内容合理而有效被执行呢？
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The Senate Finance Committee is due to vote next Tuesday on a health care reform bill that would require all Americans to get health insurance or face penalties.
VOA: standard.2009.10.10
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Anyway, I want then to move on to the topic of today's lecture, Insurance is the other side of the risk management institutions that we have.
下面开始今天这节课的主题,保险是我们现有的另一种,风险管理制度
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He said they are aware of the failings of the current health care system, where most people rely on private health insurance to help cover their medical bills.
VOA: standard.2009.10.05
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The idea was that it was difficult to sell people on insurance.
这是因为当时将寿险卖出去是很困难的
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Insurance companies would no longer be allowed to deny health coverage based on pre-existing medical conditions a key point of weakness in and public anger with the current system.
VOA: standard.2009.07.21
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Well, what she found was that life insurance salespeople were going to families and trying to sell them on life insurance by explaining the concept and they would say something like I did.
这是因为她发现当时的保险推销员,总是来到客户家中,并且希望通过介绍各种概念来推销保险,他们会说一些类似我之前讲过的东西
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I could count them on two fingers." There has been more support for a government-run health insurance program in the House of Representatives, which has a larger Democratic majority.
VOA: standard.2009.10.26
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I was standing at the World Economic Forum at one of our lunch things and a young woman approached from Swiss Re, which is the Swiss Reinsurance Company, and she said she wanted my ideas on how to sell crop insurance in Africa.
有一次,在世界经济论坛的午餐会上,一位瑞士再保险的年轻女士找到了我,她公司的全称是瑞士再保险公司,她说她想知道我关于,如何在非洲出售农作物保险的意见
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They said, it's not going to work because you have to decide how much the house is insured for and then anybody--If you ever make a mistake and you insure it for too much, then the people who realize they've got one on the insurance company-- they've insured the house for more than it's worth-- they'll burn down their house and collect the money.
他们说，火险根本无法实施,因为你必须判断,这房子的保价是多少,一旦你出现了一些失误,保价评估得过高，那些意识到他们可能会从,保险公司赚利的人们-,即保险公司的保价高于房子的实际价值-,他们就会烧掉自己的房子来赚钱。
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