On new taxes, House lawmakers have proposed a 5.4 percent surtax on individuals earning more than $500,000 per year and families with incomes exceeding $1 million,along with with new fees for insurance companies,drug-makers, medical device manufacturers.

VOA: standard.2009.12.25

I stressed in the third lecture that like any--insurance, like any other risk management device, is an invention.

在第三次课上我已经强调过了,保险和其它风险管理工具一样,是一种发明

耶鲁公开课 - 金融市场课程节选