The president says offering this choice would keep insurance companies "honest" and lead to better prices and quality.

VOA: special.2009.09.12

That naturally hits monoline insurance companies more than multiline insurance companies because they are more specialized and more vulnerable.

它对单线保险公司的冲击,自然要大于多线保险公司,因为它们的业务更单一也更容易受到影响

耶鲁公开课 - 金融市场课程节选

I want to talk about certain kinds of monoline insurance companies that-- the biggest--one category is property and casualty.

下面我想分类介绍一下,单线保险公司,最大的一类是财产保险公司

耶鲁公开课 - 金融市场课程节选

But insurance companies and conservatives in Congress say the so-called public option would mean unfair competition.

VOA: special.2009.09.12

On the other hand, what if insurance companies determined that people from Asia got into more accidents than people from Europe?

但是如果保险公司,判定亚洲裔,比欧洲裔更容易出车祸呢？

耶鲁公开课 - 心理学导论课程节选

Insurance companies hoping for simplified rules will continue to deal with different supervisors in every state.

VOA: special.2009.06.19

What this did is it allowed banks to offer insurance or to ally and join in and merge with insurance companies.

这个法案允许了银行从事保险业务,或者与保险公司合作,整合,并购

耶鲁公开课 - 金融市场课程节选

But every state except Utah requires insurance companies to pay for testing women in their forties.

VOA: special.2009.11.25

Notably, we saw Hurricane Katrina that caused huge property damage in--a couple of years ago-- that, kind of, tested insurance companies again.

尤其是卡特里娜飓风,在几年前它导致了巨大的财产损失,这又是一个对保险公司的考验

耶鲁公开课 - 金融市场课程节选

It also bars insurance companies from using genetic information to deny coverage or charge high rates.

VOA: special.2011.02.28

So they--in other words, the insurance company--doesn't trust the insurance companies to do the calculations like I showed with the binomial theorem.

因此他们...也就是说,他们不放心让保险公司按照二项式定理,自己计算准备金要求

耶鲁公开课 - 金融市场课程节选

The Genetic Information Nondiscrimination Act bars insurance companies from rejecting people based on genetic test results.

VOA: special.2010.03.23

Then you need, as well--you need government regulation because the insurance companies don't seem to exist without it.

此外,还需要有政府制定的相关法规,因为没有相关法规保险公司就不会存在

耶鲁公开课 - 金融市场课程节选

But some take effect quickly. For example,in six months the new law will bar insurance companies from denying coverage to children with pre-existing health conditions.

VOA: special.2010.03.24

Moreover, we have regulators who have to regulate insurance companies and make sure that they have adequate capital.

此外监管机构,会规范保险公司的行为,并且确保其拥有充足的资金。

耶鲁公开课 - 金融市场课程节选

Also,insurance companies could no longer deny coverage to people who are already sick.

VOA: special.2009.07.25

These are private companies--insurance companies--they're monoline because they look only at a certain class of risks and not all risks that they insure.

他们是私人保险公司,从事单线业务,因为他们只关注一类特定风险,而不是担保所有的风险

耶鲁公开课 - 金融市场课程节选

These represent doctors, hospitals,insurance companies, medical suppliers, union members and others.

VOA: special.2009.05.15

The most important thing that these do is: they specify what reserves insurance companies have to hold.

最重要的是,他们指定了保险公司必须持有多少准备金

耶鲁公开课 - 金融市场课程节选

Private insurance companies strongly oppose a government-run program, saying it could force them out of the health care coverage market.

VOA: standard.2009.10.26

When I last explained this to Professor Shiller, ? he said, well what about insurance companies?

他是否还记得，他说，那保险公司呢？

耶鲁公开课 - 金融市场课程节选

They also set new rules for insurance companies and provide subsidies to some Americans to help cover the cost of coverage.

VOA: standard.2009.12.25

London insurance companies would because the whole concept of insurance is pooling of independent probabilities.

伦敦的保险公司之所以开展火险,是因为整个保险理念,就是将独立事件发生的风险汇聚起来

耶鲁公开课 - 金融市场课程节选

And that causes a chain reaction, with fees rising for insured patients and insurance companies raising premiums on those they cover.

VOA: standard.2010.02.25

So, these insurance companies have reserves on hand and they invest these reserves in something.

这些保险公司存有准备金,他们把这些准备金进行了投资

耶鲁公开课 - 金融市场课程节选

That is pretty clear. They simply want to maintain the status quo and keeping the insurance companies in charge of health care delivery,".

VOA: standard.2009.07.21

Well, if they're down-rated, then nobody trusts them anymore as insurance companies.

好吧,如果他们被降级了,那么没有人会再信任这些保险公司了

耶鲁公开课 - 金融市场课程节选

The Obama administration says it will also reduce federal budget deficits and stop insurance companies from denying coverage to people with existing medical problems.

VOA: standard.2010.03.23

We hear a lot about monoline insurance companies in the newspapers today.

现在,我们在报纸上读到了很多关于,单线保险公司的新闻

耶鲁公开课 - 金融市场课程节选

What Zelizer reported was that some life insurance companies surmounted this problem by changing the pitch, by telling their salespeople, don't try to explain probability theory to these people.

泽利泽发现有些寿险公司,通过改变营销思路克服了这个难题,他们告诉自己的推销员,不要试图给你的客户讲概率论

耶鲁公开课 - 金融市场课程节选