When you look at this theory, you realize that it suggests a very important technology for improving human welfare and by spreading risks.

这一理论，提出了一个重要的技术,即可以通过分散风险，提高收益。

耶鲁公开课 - 金融市场课程节选

A theme of that book was that-- I've already said this to you, but it's a very important point-- financial technology is evolving and improving just the way engineering technology or biochemical technology is improving.

这本书的其中一个主题是...,尽管已经提过,但这非常重要,我想强调一下...,就是金融技术的演进过程,与工程技术或生物技术,的演进过程并无二致

耶鲁公开课 - 金融市场课程节选