It's a good thing Nathan Gelder knew the universal sign for choking when he was having lunch last year with his friend Kaiden Condos.

VOA: standard.2010.02.23

So, you're having a good year this year maybe-- it looks that way now-- and you think you can't afford it, but just think how bad it will be if it's a bad year.

也许对你来说,今年年景不错,起码现在看起来是这样的,你只是觉得买不起保险,那么一旦歉收,你的处境会有多糟呢

耶鲁公开课 - 金融市场课程节选