The President took a personal interest in restructuring Chrysler and General Motors, following two of the largest bankruptcies in U.S.history - less than a year after he had proposed billions of dollars in government loans.

VOA: standard.2010.07.29

So, they had an unfortunate incentive to make bad loans.

因此他们投机取巧不断放出不良贷款

耶鲁公开课 - 金融市场课程节选

For Savings and Loans, they had an organization called the FSLIC, which is now defunct because of this crisis -Federal Savings and Loan Insurance Corporation -it was insuring deposits of Savings and Loans.

针对储蓄贷款协会,他们成立了一个名为FSLIC的组织,由于次贷危机,该组织已经不复存在了,...全称是联邦储蓄贷款保险公司,它为储蓄贷款协会的存款进行保险

耶鲁公开课 - 金融市场课程节选