-
A commercial bank, like a goldsmith banker, accepts deposits--that's critical -and that means you can put money in the bank.
商业银行,就像是一个金匠银行家,接受存款,这一点非常关键,就是说你可以把你的钱放到银行里
-
The goldsmith might also write notes promising so much gold and not promising the return of any particular item of gold.
这个金匠会写下票据,保证归还一定数量的金子,但是不保证归还某个特定的金器
-
At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.
在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。
-
So, the goldsmith would sign his name on it saying, I promise to give so many ounces of gold.
所以这个金匠会在票据上签名,保证归还多少盎司的金子
-
If you put your gold in the care of a goldsmith - initially you don't think you think the money is there.
如果你把你的金子放到一个金匠手中保管,起初你不会认为,你会认为钱就在那里。
-
It would happen to anyone who was a goldsmith because it's just the logical extension of the business.
任何一个金匠都会想到这个点子,因为这就是的这种业务必然的演变结果
-
They had safes in their shop and some people would say to the goldsmith I have some valuables.
他们在自己的店里有保险柜,有些人会对这些金匠说,我有一些贵重物品。
-
That is--maybe this goes back to the -I didn't mention it, but it would apply to the old goldsmith banker story as well.
这也许又要回溯到...,我在前面没有提过,金匠银行家的故事同样适合解说这个问题
-
That is, the goldsmith only had a fraction of the gold that was owed by the goldsmith.
就是说,只有一部分金子,是金匠对外的负债
-
I want to first just go back the story I told you in a recent lecture was the story of a goldsmith banker.
我想先回顾一下,在最近的一个讲座中我告诉你们的,一个关于金匠银行家的故事。
-
The goldsmith then discovered, all this gold sitting in my safe is just sitting there.
紧接着这个金匠发现,保险箱里的金子就这么放着
-
Mammon is the profiteer. Mammon is the goldsmith's son who wants to invest his talents with labor and with hard work in order to showa profit.
贪神是一位逐利者，他是一名金匠的儿子，想要,用自己的才智，劳动与汗水投资换取利润。
-
They're in a -the first thing to understand is that -I start out by telling you the story of the goldsmith banker.
它们...,首先要弄明白的是,在一开始我讲了金匠银行家的故事
-
One of the stories that is often told is the goldsmith banker's story that goes back I don't know how many hundred years.
经常被人们提起的一个故事是,金匠银行家的故事,它可以追溯到,我不知道是几百年以前了
-
This goes beyond the simple goldsmith banker story that I was motivating initially.
我在前面讲了一个金匠银行家的故事,现在就没那么简单了
-
Bank failures occur when there's not enough gold in the vault and then people start asking for the gold and the goldsmith banker doesn't have it to give out.
当金库没有足够的黄金时,银行就会倒闭,因为当人们开始索要黄金时,金匠银行家却拿不出来
-
The goldsmith in your town writes out a note saying, I will pay to the bearer of this note so much gold, and then the bearer could be anyone.
你居住城镇的金匠写下票据并承诺,我会付给持票人这么多数量的金子,任何人都可以是持票人
-
That means that the goldsmith would pay it to the bearer.
意指金匠会把金子付给持票人
-
The goldsmith would say okay.
于是金匠会说：“没问题。
-
That's how paper money got started, as bearer notes, because if you had gold with the goldsmith you could spend the note, at least within the town that you live in where the goldsmith was known and had a reputation.
纸币就以不记名票据的形式出现了,如果你的金子存在金匠那里,你可以直接支出这些票据,至少在你所居住的城镇可以这样做,因为金匠在本地有着并众所周知的信誉
-
They trust to the fact that the depositors won't all come on the same day, just like a goldsmith banker -he leaves only enough gold in the safe to cover the kind of withdrawals that are normally accepted.
他们是基于这样一种考量,即储户们不会在同一天上门来取钱,正如金匠银行家那样,他留存在保险箱中的黄金数量,刚好可以应付一般的提款要求
-
The goldsmith would accept that as part of an extension of the business as a goldsmith, especially if the gold was in the form of coins and people didn't care whether they got the same coins back.
金匠会接受这个请求,作为金匠生意的衍生项目,尤其是,需要保存的是金币,人们不在乎,他们拿回的金币是不是原来送去的那些
-
I like to tell that story because it sounds obvious that if you were a goldsmith hundreds of years of ago you would have probably become a banker -it would just be the natural thing to do.
我喜欢讲这个故事,因为这里面的道理很简单,如果你是几百年前的一名金匠,你很可能就会变成一个银行家,这是自然而然的事
-
If it was a bearer note " if the note said I'll pay if it wasn't a unique object but just gold the note would say that this goldsmith will pay to the bearer so many ounces of gold.
如果这是一个不记名票据,如果上面写着：“我会付款的,如果上面写着的东西只是金子而不是特别的物品,那么票据上就会显示这个金匠,要给这个不记名者多少盎司的金子。
应用推荐