You go to a bank and say, I want to borrow to refinance my mortgage, which is due now.
你去跟银行讲,由于现在的处境,我想再申请已到期的抵押贷款
That means you could go to a bank and demand gold and the bank then could go to the Federal Reserve and get gold for it.
这意味着你可以走进一家银行,索要金子,然后那家银行可以,去联邦储备银行得到这部分金子。
What you could do hundreds of years ago-- and can still do it today-- was go to a bank and present this bond or IOU and say, "What will you give me for it?"
在数百年前你们能做的,在今天还是能够做到的就是,到银行出示这份合约或欠条,问,你们根据它能给我多少钱
you wouldn't go to a pure investment bank either and say I want to buy a hundred shares of Ford Motor Company, ? where is your stockbroker?
你不能去一个真正的投行然后说,我想买几百股福特汽车的股票,你的证券公司在哪里?
If you go into an investment bank and say, I want to open up a deposit, they'll say, we don't do that. So, the word bank is somewhat misleading.
如果你去投行然后说,我想开户,他们会说,投行不做这些业务,所以银行这个词有点令人误解。
If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.
如果你去一个储蓄银行或者商业银行,去储蓄或者贷款,你说,我想开个支票账户,这就是储蓄;,或者说我先开个存款账户,这就是储蓄。
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