I could consume all of my income-- if I borrow against my future income, I could-- there's a problem here of starvation.
我可以选择花掉所有的收入,如果我用未来的收入作担保借钱...,不过我们还得考虑吃饭问题
So, we are now going to do one standard problem where we will convince ourselves we can apply this formulas and predict the future given the present.
我们接下来将去研究一个标准问题,通过这个问题,我们能让自己相信,我们能利用这些式子,根据现状,预测未来
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