"Interest rates fixed by the Federal Reserve is price fixing and it should have no part of a free market economy."

VOA: standard.2010.03.17

Adjustable rate mortgages have a long term -they might last for thirty years -but the interest rate is not fixed for the whole thirty years.

可调利率抵押贷款的期限很长,也许会长达30年,但是利率在30年间并不是固定的

耶鲁公开课 - 金融市场课程节选