Southeast Australia is one of the most fire-prone regions anywhere and international experts have been keen to learn from the catastrophic events in the state of Victoria earlier this year.

VOA: standard.2009.06.24

Ideally, life insurance is insuring people-- or fire insurance is insuring people-- against independent events, so it's not the fire of London.

理想状态下,人寿保险,或者是火灾险,承保的对象都是独立事件,伦敦大火的例子不在讨论范围

耶鲁公开课 - 金融市场课程节选