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In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.
VOA: special.2011.01.24
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.. I wanted to just give some-- often the inventions that occur in finance, they seem in a way obvious.
我想说一些-,在金融领域常见的发明，从某种程度上来看，他们是很显见的。
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A couple of you, well this could be-- In fact, some engineering schools offer courses in finance, did you know that?
有几位,好的,事实上,有些工程类院校,也开金融学的课,你们知道吗
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More than three-fourths had to pay finance charges last year because they carried a balance.
VOA: special.2009.05.28
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It's true that there are negative effects to the public finance of the Czech government because there are increased health care costs for people who develop smoking-related diseases.
它确实会对捷克政府的,公共财政产生负效应,因为吸烟造成的疾病,会增加医疗支出。
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They joined 300 representatives of small and medium-sized Kyrgyz businesses who appealed to interim Finance Minister Temir Sariyev for protection against lawlessness.
VOA: standard.2010.04.15
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Then I want to talk about mortgages, which is the way that we finance both commercial and owner-occupied real estate.
然后再讲一下抵押贷款,它可以为,商业地产和自住房产提供融资
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Brad Maione,with New York's Department of Taxation and Finance, says the agencies have been conducting long-term undercover investigations.
VOA: standard.2010.08.11
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I wanted to list a few errors that are well-known and that are exploited by unscrupulous people in finance.
我先罗列一些大家熟知的错误,这些错误常常被无良的人在金融领域中利用
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The meeting chairman, Egyptian Finance Minister Youssef Boutros-Ghali, says participants are cautiously optimistic that the worst of the global recession may be over.
VOA: standard.2009.04.26
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There's a term--I should write some of my terms down-- a very important term in finance and that's "dilution."
有一个词,我把它写下来,金融学中非常重要的词,叫"摊薄"
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Mr.Orban has yet to unveil details on how he wants to finance his economic plans, which include reducing unemployment from a 17-year high.
VOA: standard.2010.05.29
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According to a time-honored tradition in finance, it says that it's a promise to pay $1, but it's not worth $1 today.
由于资金有时间价值,他说他承诺支付一美元,但在此时此刻它并不值一美元
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South Korean Finance Minister Yoon Jeung-hyun,the host, says leaders have agreed to strike a balance.
VOA: standard.2010.06.05
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That's part of public finance--is learning how to modify the tax system so that it works pretty well.
公共财政学的一个课题就是,研究如何改进税收制度，使其更有效。
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On Saturday the finance ministers discuss IMF global operations and on Sunday they set a policy agenda for the anti-poverty programs of the World Bank.
VOA: standard.2009.04.24
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.. In the capital asset pricing model, in finance-- this is the most famous model in finance.
金融学里的资本资产定价模型-,是金融学里最有名的模型。
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In addition, Islamic finance differs from conventional Western methods by focusing on profit-sharing, with wealth generated through trade and investment in assets, such as property or commodities.
VOA: standard.2010.02.15
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The price of paper fell and created opportunity for record-keeping, which was very important because that's what finance is built-- you need financial records.
纸价下跌,从而使得纸质记录成为了可能，这点至关重要,因为这是金融立身之本-,人们需要财务记录。
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The most important--The most successful people in finance, I believe, end up giving the money away and that means--you can't consume a billion dollars.
最重要的...在金融领域最成功的人士,我认为最终会把钱捐出去,这就意味着...你不可能花十亿美元
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We're going to be talking about these in finance in regards to returns because-- generally the idea here is that we want high returns.
接下来我们讨论它们在金融学中的应用,从收益的角度来说,一般我们都渴望高收益
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Maybe they're not- Maybe they're in publishing or some other field but they understand finance and a lot of them are directly in finance.
也许他们不是...,也许一些人是从事出版业的,或是其他的行业的,但是他们都懂金融,而且他们中很多人直接从事金融业
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What I'm really referring to is what I think is the very original, the deep concept that underlies theoretical finance-- I wanted to get that first.
今天我要教授的知识,我认为是金融理论中最基本最核心的概念,我想先说说这个
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The problem with finance is that it's a beautiful -financial institutions are beautiful structures but they only are as good as the people who use them.
金融业的问题是...,金融机构的结构十分巧妙,但它们的优劣取决于从业人员
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There is another course--we have two basic courses in finance for undergraduates at Yale.
还有另外一门课,耶鲁共为,大学生准备了两门金融方面的基础课程
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Then it becomes a theory of-- all of finance comes in as well.
这也形成了一种资金流入的相关理论。
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That's what, in principle, we can do and what I think is the most important concept in finance--this concept of risk pooling.
原则上，这就是我们能做的,我认为这也是金融业最重要的概念,即风险汇聚及分摊。
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It's a very important observation in finance that returns on a lot of speculative assets have fat-tailed distributions.
在金融界中,这是一种重要的观测方法,许多投机性资产的收益,都是服从长尾分布的
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What finance theory is based on-- and much of economics is based on-- the idea that people want to maximize the expected utility of their wealth.
金融学理论建立在,并且很多经济学的都是建立在,人们希望能使自己对,财富的期望效用最大化这一基础上
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It's actually--our International Center for Finance is sort of a museum for defaulted bonds.
实际上,我们的国际金融中心,有点像违约债券的博物馆
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