And get rid of this balloon payment thing at the end -that was a dumb idea.

并取消了期末大额偿还的还款方式,期末大额偿还是很愚蠢的做法

耶鲁公开课 - 金融市场课程节选

Yeah, I think that mandatory voting is a no-brainer. It's a dumb idea. It's a terrible idea.

我认为强制投票这事不用多考虑，是一个极其愚蠢，极其糟糕的想法。

对于义务投票制 - SpeakingMax英语口语达人