I can't help but feel that within the context of the actual story of the Fall, the Fall of Adam and Eve, that the idea of divine providence isn't actually all that comforting.

我觉得在这个故事的实际框架中,关于堕落，亚当夏娃的堕落的来龙去脉中的，上帝的天命的思想并不那么让人舒坦。

耶鲁公开课 - 弥尔顿课程节选

I wanted to mention in this context, because I'm emphasizing how banks help solve the adverse selection and moral hazard problem -I wanted to mention briefly here also the rating agencies, which fulfill some of these functions.

我早就想在这段内容里讲讲这事了,因为我一直强调,银行是如何帮助解决逆向选择,以及道德风险问题的...,我还一直想在这里简要的提下,本应履行这些职能的那些信用评级机构

耶鲁公开课 - 金融市场课程节选