Hobbes' members of a state of nature seem to be in a classic prisoner's dilemma problem.

霍布斯自然状态的命题,看起来像一个经典的囚徒困境。

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The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付

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