We could get into a situation here of a moral hazard by rewarding bad behavior.

VOA: special.2009.08.08

They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.

保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费

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