Maybe on average institutions lose thirty basis points, but it's kind of Lake Wobegon, where we all believe that we're better than average, so we're going to overcome that thirty basis points -that's not such a big hurdle.

可能平均每个机构都会落后30个基点,这就有点像沃比冈湖效应,大家都觉得自己能高过市场平均水平,30个基点会赶上的,不算什么大的差距

耶鲁公开课 - 金融市场课程节选

For a driver, for instance, when I ask you to rank how good you are as a driver, what people often do is they think--they say, "I'm better than average," but what they do is they focus on one aspect of their driving.

例如，拿司机来说，当我叫人们给自己的开车技术打个分时，人们通常会认为，“我比一般人好”,但其实他们只看到了开车的一个方面。

耶鲁公开课 - 心理学导论课程节选