"Our margins are really thin, in terms of our bottom line, and any additional costs have to be absorbed by the farmer because we can't pass on those costs to consumers directly,"

VOA: standard.2009.12.12

"And basically it is to take a brief freeze frame on individual cases to see if we can really break them down and have face to face communications between those representing consumers or homeowners with lender attorneys to see if deals can be struck."

VOA: standard.2010.02.17